![]() The first and biggest fixed expense to consider is your rent or mortgage payment. Some of these 20 budget items might not apply to you, but they are all things that are frequently overlooked by those who are budgeting. Here are 20 common things to include in a budget: Use the information to help you plan the next month’s budget.However, if you’re using a more nuanced formula, as you might with this online budget calculator, there are plenty of other small budget items that are all-too-easy to forget about.At the end of the month, see if you spent what you planned.Write what you think you will earn and spend. At the beginning of the month, make a plan for how you will spend your money that month.Look at your budget to see what you do not need or what you could spend less on. If it is less than zero, you are spending more money than you make. Subtract your expenses from how much money you make. This includes your paychecks and any other money you get, like child support. You might need $200 for your gas bill in January, but $30 in July. Look at what you paid for the same month last year. You might have bills that change every month. unplanned expenses, like car repairs or medical bills.bills you pay once or twice a year, like car insurance.bills that might change each month, like utilities.bills that are the same each month, like rent. ![]() A budget also will help you save money for your goals or for emergencies. Making a budget can help you make sure you do not run out of money each month. What I did not buy this month: Music downloadsĪ budget is a plan that shows you how you can spend your money every month.
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